EVENTS CALENDAR

WEDNESDAY

Women as Investors: Benefits and risks for women in investing in rental property, presented by Venture Real Estate.

Location: Orange County Airport Hilton, 18800 MacArthur Blvd., Irvine

Time: 1 to 2:30 p.m.

Cost: Free, but reservations required.

Information: (949) 719-1128

WEDNESDAY

Home Buyers and Homeowners Educational Counseling Workshop: Presented by the nonprofit Central Recovery Development Project, this presentation will focus on providing low-and moderate-income families with information on down-payment assistance and grant programs. It will also cover refinancing and estate planning, including living trusts.

Location: 3313 Washington Blvd., Los Angeles

Time: 6 to 8 p.m.

Cost: Free, but seating limited; reservations recommended.

Information: (323) 730-5289

SATURDAY

Home Heating and Air-Conditioning: What you should know when replacing or installing systems; presented by James Berry, who will also discuss utility rebates, thermostats and zoning.

Location: Kahn Air Conditioning, 19434 Business Center Drive, Northridge

Time: 10 a.m. to noon

Cost: Free; reservations recommended; no children.

Information: (818) 886-2600

SATURDAY

NACA Mortgage Program: How to purchase with no down payment, no closing costs and imperfect credit will be the focus of this Neighborhood Assistance Corp. of America workshop.

Location: 101 W. Manchester Blvd., Inglewood

Time: 9 a.m. to 1 p.m.

Cost: Free

Information: (310) 412-2600

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Letters must include the writer’s name, address and daytime telephone number and should be sent to the Real Estate Editor, Los Angeles Times, 202 W. 1st St., Los Angeles, CA 90012 or faxed to Real Estate Editor at (213) 237-4712 or E-mailed to Real.Estate@LATimes.com. Letters may be edited for reasons of space and clarity.