Average mortgage rates and indexes

*--* Latest week One week Six months previous previous Rates for loans up to $359,649 30-year fixed 5.49%/1.43 pt. 5.38%/1.39 pt. 5.54%/1.60 pt. 30-year ARM start rate 3.64%/0.59 pt. 3.64%/0.59 pt. 3.37%/0.66 pt. 15-year fixed 5.11%/1.28 pt. 5.04%/1.19 pt. 5.13%/1.50 pt.

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*--* Rates for loans of $359,650 and above 30-year fixed 5.70%/1.31 pt. 5.64%/1.33 pt. 5.81%/1.50 pt. 30-year ARM start rate 3.76%/0.50 pt. 3.65%/0.50 pt. 3.38%/0.65 pt. 15-year fixed 5.33%/1.29 pt. 5.29%/1.25 pt. 5.44%/1.44 pt. FHA or VA mortgage 6.14%/0.52 pt. 6.14%/0.52 pt. 6.13%/0.67 pt. Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 4.220% 3.990% 3.310% 1-year Treasury bill 3.820% 3.760% 3.310% 6-month Treasury bill 3.780% 3.720% 3.100% 6-month CD 3.970% 3.890% 3.240% Prime rate 6.750% 6.500% 5.500%

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*--* 11th District cost-of-funds July ’05 June ’05 Jan. ’05 2.757% 2.676% 2.183%

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Compiled by National Financial News Services