Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of March 28, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-year fixed 5.82%/1.43 pt 5.83%/1.27 pt 6.06%/1.40 pt 30-yr ARM start 3.51%/0.84 pt 3.51%/0.88 pt 3.09%/0.64 pt rate 15-year fixed 5.49%/1.49 pt 5.54%/1.32 pt 5.75%/1.41 pt

*--*

Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-year fixed 6.15%/1.49 pt 6.16%/1.33 pt 6.33%/1.39 pt 30-yr ARM start 3.54%/1.08 pt 3.54%/1.08 pt 3.23%/1.09 pt rate 15-year fixed 5.85%/1.49 pt 5.90%/1.39 pt 6.07%/1.28 pt FHA/VA mort Avg / 6.54%/1.79 pt 6.54%/1.79 pt 6.59%/1.48 pt pts CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-mo LIBOR 5.340% 5.330% 5.440% 1-yr Treasury bill 4.930% 4.930% 4.970% 6-mo Treasury bill 5.100% 5.120% 5.070% 6-mo CD 5.290% 5.280% 5.370% Prime rate 8.250% 8.250% 8.250%

*--*

11th District cost-of-funds

*--* Jan. ’07 Dec. ’06 July ’06 4.392% 4.396% 4.177%

*--*

Compiled by National Financial News Services