Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of April 4, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-yr fixed 5.86%/1.40 pt 5.82%/1.43 pt 5.98%/1.46 pt 30-yr ARM start 3.51%/0.86 pt 3.51%/0.84 pt 2.96%/0.67 pt rate 15-yr fixed 5.53%/1.47 pt 5.49%/1.49 pt 5.64%/1.44 pt

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Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-yr fixed 6.21%/1.47 pt 6.15%/1.49 pt 6.31%/1.31 pt 30-yr ARM start 3.54%/1.08 pt 3.54%/1.08 pt 3.13%/1.09 pt rate 15-yr fixed 5.92%/1.42 pt 5.85%/1.49 pt 5.94%/1.39 pt FHA/VA mort Avg / 6.59%/1.82 pt 6.54%/1.79 pt 6.59%/1.48 pt pts CALVET 30-yr 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-mo LIBOR 5.330% 5.340% 5.360% 1-yr Treas bill 4.900% 4.930% 4.900% 6-mo Treas bill 5.080% 5.100% 5.010% 6-mo CD 5.290% 5.290% 5.320% Prime rate 8.250% 8.250% 8.250%

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11th District cost-of-funds

*--* Feb. ’07 Jan. ’07 Aug. ’06 4.376% 4.392% 4.277%

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Compiled by National Financial News Services