Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of April 25, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-yr fixed 5.88%/1.35 pt 5.88%/1.36 pt 6.01%/1.44 pt 30-yr ARM start 3.51%/0.89 pt 3.51%/0.88 pt 2.99%/0.81 pt rate 15-yr fixed 5.56%/1.42 pt 5.56%/1.47 pt 5.74%/1.45 pt

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Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-yr fixed 6.22%/1.43 pt 6.24%/1.40 pt 6.32%/1.39 pt 30-yr ARM start 3.54%/1.08 pt 3.54%/1.08 pt 2.99%/0.81 pt rate 15-yr fixed 5.94%/1.39 pt 5.94%/1.43 pt 6.00%/1.39 pt FHA/VA mort 6.66%/1.88 pt 6.66%/1.88 pt 6.59%/1.48 pt Avg/pts CALVET 30-yr 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-mo LIBOR 5.370% 5.360% 5.400% 1-yr Treas bill 4.930% 4.970% 5.050% 6-mo Treas bill 5.060% 5.100% 5.150% 6-mo CD 5.310% 5.320% 5.360% Prime rate 8.250% 8.250% 8.250%

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11th District cost-of-funds

*--* Feb. ’07 Jan. ’07 Aug. ’06 4.376% 4.392% 4.277%

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Compiled by National Financial News Services