Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Feb. 14, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-yr fixed 5.86%/1.41 pt 5.90%/1.38 pt 6.25%/1.40 pt 30-yr ARM start 3.53%/0.86 pt 3.53%/0.86 pt 3.13%/0.59 pt rate 15-yr fixed 5.57%/1.47 pt 5.61%/1.50 pt 5.86%/1.44 pt

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Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-yr fixed 6.08%/1.56 pt 6.11%/1.47 pt 6.44%/1.44 pt 30-yr ARM start rate 3.54%/1.08 pt 3.54%/1.08 pt 3.27%/1.09 pt 15-yr fixed 5.90%/1.43 pt 5.93%/1.40 pt 6.13%/1.42 pt FHA/VA mort Avg / 6.61%/1.82 pt 6.61%/1.80 pt 6.61%/1.30 pt points CALVET 30-yr 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-mo LIBOR 5.400% 5.400% 5.500% 1-yr Treasury bill 5.070% 5.100% 5.090% 6-mo Treasury bill 5.160% 5.170% 5.170% 6-mo CD 5.350% 5.360% 5.440% Prime rate 8.250% 8.250% 8.250%

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*--* 11th District cost-of-funds Dec. ’06 Nov. ’06 June ’06 4.396% 4.358% 4.090%

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Compiled by National Financial News Services