Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Feb. 21, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-yr fixed 5.84%/1.40 pt. 5.86%/1.41 pt. 6.13%/1.40 pt. 30-yr ARM start 3.53%/0.84 pt. 3.53%/0.86 pt. 3.10%/0.58 pt. rate 15-yr fixed 5.57%/1.43 pt. 5.57%/1.47 pt. 5.82%/1.38 pt.

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Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-yr fixed 6.10%/1.56 pt. 6.08%/1.56 pt. 6.40%/1.35 pt. 30-yr ARM start 3.54%/1.08 pt. 3.54%/1.08 pt. 3.17%/1.09 pt. rate 15-yr fixed 5.90%/1.42 pt. 5.90%/1.43 pt. 6.10%/1.35 pt. FHA VA mort 6.61%/1.82 pt. 6.61%/1.82 pt. 6.63%/1.46 pt. Avg/pts CALVET 30-yr 6.10%/0.00 pt. 6.10%/0.00 pt. 6.50%/0.00 pt. 6-mo LIBOR 5.400% 5.400% 5.520% 1-yr Treas bill 5.070% 5.070% 5.100% 6-mo Treas bill 5.160% 5.160% 5.190% 6-mo CD 5.350% 5.350% 5.440% Prime rate 8.250% 8.250% 8.250%

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11th District cost-of-funds

*--* Dec. ’06 Nov. ’06 June ’06 4.396% 4.358% 4.090%

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Compiled by National Financial News Services