Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Jan. 17, 2007

Compiled by National Financial News Services

*--* Latest week One week Six months previous previous Rates for loans up to $416,999 30-year fixed 5.83%/1.48 pt. 5.76%/1.37 pt. 6.46%/1.37 pt. 30-year ARM start rate 3.48%/0.73 pt. 3.43%/0.72 pt. 3.79%/0.83 pt. 15-year fixed 5.57%/1.47 pt. 5.49%/1.47 pt. 6.14%/1.45 pt. Rates for loans of $417,000 and above 30-year fixed 6.13%/1.54 pt. 6.07%/1.46 pt. 6.71%/1.40 pt. 30-year ARM start rate 3.49%/0.83 pt. 3.45%/0.83 pt. 3.88%/1.09 pt. 15-year fixed 5.86%/1.46 pt. 5.79%/1.46 pt. 6.38%/1.40 pt. FHA or VA mortgage Average / points 6.61%/1.75 pt. 6.52%/1.72 pt. 6.72%/1.18 pt. CALVET 30-year 6.10%/0.00 pt. 6.10%/0.00 pt. 6.50%/0.00 pt. 6-month LIBOR 5.380% 5.370% 5.610% 1-year Treasury bill 5.030% 4.980% 5.240% 6-month Treasury bill 5.140% 5.090% 5.290% 6-month CD 5.330% 5.320% 5.560% Prime rate 8.250% 8.250% 8.250% 11th District cost-of-funds Nov. ’06 Oct. ’06 May ’06 4.358% 4.346% 3.884%

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