Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Feb. 28, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-yr fixed 5.84%/1.40 pt 5.84%/1.40 pt 6.13%/1.41 pt 30-yr ARM start 3.51%/0.84 pt 3.53%/0.84 pt 3.04%/0.69 pt rate 15-yr fixed 5.57%/1.43 pt 5.57%/1.43 pt 5.81%/1.42 pt

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Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-yr fixed 6.08%/1.44 pt 6.10%/1.56 pt 6.36%/1.42 pt 30-yr ARM start 3.54%/1.08 pt 3.54%/1.08 pt 3.15%/1.09 pt rate 15-yr fixed 5.89%/1.40 pt 5.90%/1.42 pt 6.08%/1.33 pt FHA /VA mort 6.61%/1.82 pt 6.61%/1.82 pt 6.63%/1.46 pt Avg/pts CALVET 30-yr 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-mo LIBOR 5.390% 5.400% 5.460% 1-yr Treasury bill 5.050% 5.070% 5.070% 6-mo Treasury bill 5.170% 5.160% 5.170% 6-mo CD 5.340% 5.350% 5.430% Prime rate 8.250% 8.250% 8.250%

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11th District cost-of-funds

*--* Dec. ’06 Nov. ’06 June ’06 4.396% 4.358% 4.090%

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Compiled by National Financial News Services