Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of March 7, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-yr fixed 5.81%/1.32 pt 5.84%/1.40 pt 6.11%/1.44 pt 30-yr ARM start 3.51%/0.84 pt 3.51%/0.84 pt 3.04%/0.69 pt rate 15-yr fixed 5.50%/1.42 pt 5.57%/1.43 pt 5.79%/1.39 pt

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Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-yr fixed 6.07%/1.49 pt 6.08%/1.44 pt 6.36%/1.44 pt 30-yr ARM start 3.54%/1.08 pt 3.54%/1.08 pt 3.15%/1.09 pt rate 15-yr fixed 5.88%/1.42 pt 5.89%/1.40 pt 6.08%/1.35 pt FHA/VA mort Avg / 6.54%/1.79 pt 6.61%/1.82 pt 6.63%/1.46 pt pts CALVET 30-yr 6.10%/0.00 pt 6.10%/0.00 pt 6.50%/0.00 pt 6-mo LIBOR 5.370% 5.390% 5.450% 1-yr Treas bill 4.960% 5.050% 5.030% 6-mo Treas bill 5.120% 5.170% 5.140% 6-mo CD 5.300% 5.340% 5.410% Prime rate 8.250% 8.250% 8.250%

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11th District cost-of-funds

*--* Jan. ’07 Dec. ’06 July ’06 4.392% 4.396% 4.177%

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Compiled by National Financial News Services