Average mortgage rates and indexes

*--* Weekly survey of 60 Southland lenders as of Oct. 31, 2007 Latest week One week previous Six months previous Rates for loans up to $417,000 30-year fixed 5.93%/1.54 pt 5.99%/1.45 pt 5.92%/1.29 pt 30-year ARM 4.32%/0.98 pt 4.10%/0.95 pt 3.51%/0.88 pt start rate 15-year fixed 5.58%/1.40 pt 5.64%/1.42 pt 5.61%/1.31 pt Rates for loans of $417,001 and above 30-year fixed 6.54%/1.30 pt 6.58%/1.33 pt 6.22%/1.43 pt 30-year ARM 4.59%/1.07 pt 4.42%/1.06 pt 3.54%/1.08 pt start rate 15-year fixed 6.19%/1.27 pt 6.28%/1.22 pt 5.94%/1.40 pt FHA or VA 6.67%/2.16 pt 6.67%/2.22 pt 6.66%/1.88 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 4.940% 5.130% 5.350% 1-year 3.970% 4.140% 4.900% Treasury bill 6-month 4.070% 4.210% 5.030% Treasury bill 6-month CD 4.810% 5.040% 5.310% Prime rate 7.500% 7.750% 8.250% 11th District Aug. ’07 July ’07 Feb. ’07 cost-of-funds 4.359% 4.277% 4.376% Compiled by National Financial News Services *--*