Average mortgage rates and indexes

Weekly survey of 30 Orange and L.A. County lenders as of April 9, 2008

Compiled by National Financial News Services

*--* -- Latest week Previous week Six months previous Rates for conforming loans 30-year fixed 5.83%/1.32 pt. 5.81%/1.43 pt. 6.03%/1.57 pt. 30-year ARM start rate 4.74%/0.67 pt. 4.90%/0.81 pt. 4.18%/1.08 pt. 15-year fixed 5.33%/1.25 pt. 5.36%/1.24 pt. 5.72%/1.43 pt. Rates for jumbo loans 30-year fixed 6.91%/1.38 pt. 6.90%/1.44 pt. 7.00%/1.25 pt. 30-year ARM start rate 4.99%/0.97 pt. 5.12%/1.08 pt. 4.37%/1.10 pt. 15-year fixed 6.56%/1.44 pt. 6.54%/1.43 pt. 6.81%/1.19 pt. FHA or VA mortgage 6.40%/1.88 pt. 6.47%/1.91 pt. 6.67%/2.22 pt. average CALVET 30-year 6.10%/0.00 pt. 6.10%/0.00 pt. 6.10%/0.00 pt. 6-month LIBOR 2.620% 2.630% 5.160% 1-year Treasury bill 1.630% 1.600% 4.120% 6-month Treasury bill 1.540% 1.530% 4.160% 6-month CD 2.740% 2.690% 5.160% Prime rate 5.250% 5.250% 7.750% 11th Dist. Feb. ’08 Jan. ’08 Aug. ’07 cost-of-funds -- 3.560% 3.970% 4.359% *--*