WEEKLY MORTGAGE RATES

Survey of 30 lenders in L.A. and Orange counties as of Aug. 6

*--* LOANS TO $417,000 latest week previous week six months ago 30-year fixed 6.12%/1.21 pt 6.09%/1.28 pt 5.52%/1.20 pt 30-year ARM start rate 4.91%/0.81 pt 4.93%/0.78 pt 4.29%/0.88 pt 15-year fixed 5.78%/1.20 pt 5.76%/1.17 pt 5.03%/1.09 pt $417,000 TO $729,750 latest week previous week six months ago 30-year fixed 7.34%/1.63 pt 7.33%/1.68 pt 6.58%/1.21 pt 30-year ARM start rate 5.13%/1.05 pt 5.12%/1.05 pt 4.93%/0.97 pt 15-year fixed 7.00%/1.55 pt 6.97%/1.58 pt 6.11%/1.88 pt FHA or VA average 6.81%/1.54 pt 6.81%/1.54 pt 6.58%/1.95 pt CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 3.110% 3.120% 3.180% 1-year Treasury bill 2.300% 2.330% 2.230% 6-month Treasury bill 1.910% 1.930% 2.250% 6-month CD 3.130% 3.150% 3.060% Prime rate 5.000% 5.000% 6.000% 11TH DISTRICT Jun. ’08 May ’08 Jan. ’08 COST-OF-FUNDS -- 2.829% 2.918% 3.970% *--*

*--* Compiled by National Financial News Services *--*