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WEEKLY MORTGAGE RATES

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Compiled by HSH Associates, Financial Publishers, www.hsh.com

*--* -- Week ending Week ending Week ending Loans to $417,000 12/3/2008 11/26/2008 6/6/2008 30-year fixed 5.71%+0.29pt 5.84%+0.22pt 6.17%+0.35pt 15-year fixed 5.47%+0.35pt 5.63%+0.35pt 5.86%+0.19pt $417,000 and up 30-year fixed 7.48%+0.56pt 7.68%+0.76pt 7.16%+0.74pt 15-year fixed 7.49%+0.58pt 7.39%+0.57pt 6.52%+0.73pt Home equity lines 5.26% 5.40% 5.78% Home equity loans 8.90% 8.64% 7.82% 6-month LIBOR 2.569% 3.528% 2.498% 1-year Treasury 0.93% 1.44% 2.19% 6-month Treasury 0.50% 1.13% 1.97% 6-month CD 2.68% 3.57% 2.90% Prime rate 4.00% 6.00% 4.00% 11th District 10/2008 9/2008 4/2008 Cost-of-Funds 3.125% 2.769% 3.111% *--*

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