WEEKLY MORTGAGE RATES

Compiled by HSH Associates, Financial Publishers, www.hsh.com

*--* -- Week ending Week ending Week ending Loans to $417,000 12/23/2008 12/17/2008 6/27/2008 30-year fixed 5.47% +0.28pt 5.36% +0.17pt 6.54% +0.40pt 15-year fixed 5.19% +0.18pt 5.17% +0.20pt 6.17% +0.37pt $417,000 and up 30-year fixed 6.83% +0.47pt 6.17% +0.37pt 7.55% +0.80pt 15-year fixed 6.68% +0.58pt 7.10% +0.57pt 7.05% +0.73pt Home equity lines 5.26% 5.40% 5.78% Home equity loans 8.90% 8.64% 7.82% 6-month LIBOR 1.826% 2.595% 2.684% 1-year Treasury 0.45% 0.96% 2.57% 6-month Treasury 0.20% 0.64% 2.31% 6-month CD 2.05% 2.79% 3.19% Prime rate 3.25% 3.25% 5.00% 11th District 10/2008 9/2008 4/2008 Cost-of-Funds 3.125% 2.769% 3.111% *--*