WEEKLY MORTGAGE RATES

Compiled by HSH Associates, Financial Publishers www.hsh.com

*--* Loans to $417,000 Week ending Week ending Week ending -- 10/29/2008 10/22/2008 5/2/2008 30-year fixed 6.72/0.20 pt 6.29%/0.23 pt 6.05%/0.38 pt 15-year fixed 6.57%/0.25pt 6.00%/0.22pt 5.63%/0.35 pt $417,000 and up 30-year fixed 8.15%/0.71 pt 7.43%/0.41 pt 7.09%/0.71 pt 15-year fixed 7.98%/0.58 pt 7.33%/0.57 pt 6.56%/0.73 pt Home equity lines 5.75% 5.75% 5.86% Home equity loans 8.70% 8.73% 8.13% 6-month LIBOR 3.480% 3.458% 2.954% 1-year Treasury 1.66% 1.95% 1.88% 6-month Treasury 1.56% 1.59% 1.67% 6-month CD 3.81% 4.36% 3.03% Prime rate 4.50% 6.50% 4.25% 11TH DISTRICT 8/1/2008 7/1/2008 2/1/2008 COST-OF-FUNDS 2.693% 2.698% 3.560% *--*