WEEKLY MORTGAGE RATES

Survey of 20 Orange County and L.A. County lenders as of 2/25/09

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 2/25/2009 2/18/2009 8/27/2008 30-year fixed 5.25%+0.33pt 5.29%+0.34pt 6.64%+0.38pt 15-year fixed 5.03%+0.30pt 5.00%+0.23pt 6.16%+0.42pt $417,000 and up 30-year fixed 6.42%+0.67pt 6.73%+0.28pt 7.66%+0.72pt 15-year fixed 6.81%+0.50pt 6.50%+0.31pt 6.97%+0.72pt Home equity lines 4.82% 4.82% 5.65% Home equity loans 8.87% 8.87% 8.55% 6-month LIBOR 1.77% 1.78% 3.12% 1-year Treasury 0.64% 0.60% 2.12% 6-month Treasury 0.49% 0.45% 1.96% 6-month CD 1.78% 1.70% 3.11% Prime rate 3.25% 3.25% 5.00% 11th District 12/2008 11/2008 6/2008 cost of funds 2.757% 3.155% 2.829% *--*