WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 5/20/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to Week ended Week ended Week ended $417,000 5/20/2009 5/13/2009 11/19/2008 30-year fixed 4.93%+0.30pt 4.99%+0.41pt 6.34%+0.21pt 15-year fixed 4.70%+0.46pt 4.73%+0.41pt 6.00%+0.26pt $417,000 and up 30-year fixed 6.39%+0.47pt 6.58%+0.85pt 7.66%+0.46pt 15-year fixed 6.17%+0.25pt 6.45%+0.98pt 7.60%+0.58pt Home equity lines 5.19% 5.19% 5.40% Home equity loans 8.93% 8.93% 8.64% 6-month LIBOR 1.24% 1.41% 2.58% 1-year Treasury 0.52% 0.53% 1.12% 6-month Treasury 0.29% 0.32% 0.87% 6-month CD 1.15% 1.24% 2.83% Prime rate 3.25% 3.25% 4.00% 11th District 3/2009 2/2009 9/2008 cost of funds 1.627% 2.003% 2.769% *--*