WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 10/28/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended 10/28/2009 10/21/2009 4/29/2009 30-year fixed 5.17%+0.30pt 5.15%+0.25pt 4.86%+0.42pt 15-year fixed 4.68%+0.32pt 4.66%+0.23pt 4.61%+0.26pt $417,000 and up 30-year fixed 5.88%+0.60pt 5.83%+0.43pt 6.69%+0.71pt 15-year fixed 5.43%+0.60pt 5.36%+0.40pt 6.61%+0.96pt Home equity lines 5.81% 5.81% 5.62% Home equity loans 8.89% 8.89% 8.96% 6-month LIBOR 0.57% 0.59% 1.58% 1-year Treasury 0.39% 0.36% 0.52% 6-month Treasury 0.17% 0.16% 0.32% 6-month CD 0.31% 0.32% 1.48% Prime rate 3.25% 3.25% 3.25% 11th District cost of funds 8/2009 7/2009 2/2009 1.412% 1.473% 2.003% *--*