WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 10/14/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Lo Week ended 10/14/2009 Week ended 10/7/2009 Week ended 4/15/2009 an s to $4 17 ,0 00 30 5.06%+0.34pt 5.03%+0.28pt 4.93%+0.37pt -y ea r fi xe d 15 4.63%+0.33pt 4.60%+0.25pt 4.69%+0.46pt -y ea r fi xe d $4 17 ,0 00 an d up 30 5.89%+0.48pt 5.85%+0.48pt 6.63%+0.76pt -y ea r fi xe d 15 5.42%+0.41pt 5.65%+0.48pt 6.65%+0.86pt -y ea r fi xe d Ho 5.81% 5.81% 5.62% me eq ui ty li ne s Ho 8.89% 8.89% 8.96% me eq ui ty lo an s 6- 0.59% 0.60% 1.65% mo nt h LI BO R 1- 0.36% 0.39% 0.60% ye ar Tr ea su ry 6- 0.15% 0.17% 0.39% mo nt h Tr ea su ry 6- 0.31% 0.32% 1.66% mo nt h CD Pr 3.25% 3.25% 3.25% im e ra te 11 8/2009 7/2009 2/2009 th Di st ri ct co st of fu nd s 1. 1.473% 2.003% 41 2% *--*