WEEKLY MORTGATE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 9/2/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 9/2/2009 8/26/2009 3/4/2009 30-year fixed 5.27%+0.33pt 5.35%+0.29pt 5.37%+0.23pt 15-year fixed 4.78%+0.31pt 4.85%+0.27pt 5.01%+0.32pt $417,000 and up 30-year fixed 5.99%+0.51pt 6.24%+0.47pt 6.82%+0.33pt 15-year fixed 5.55%+0.50pt 5.88%+0.40pt 6.64%+0.32pt Home equity lines 5.31% 5.31% 5.06% Home equity loans 9.02% 9.02% 8.77% 6-month LIBOR 0.73% 0.78% 1.82% 1-year Treasury 0.45% 0.44% 0.72% 6-month Treasury 0.26% 0.26% 0.49% 6-month CD 0.41% 0.44% 1.78% Prime rate 3.25% 3.25% 3.25% 11th District 7/2009 6/2009 1/2009 cost of funds 1.473% 1.599% 2.455% *--*