WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 9/9/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 9/23/2009 9/16/2009 3/25/2009 30-year fixed 5.16%+0.39pt 5.17%+0.29pt 4.95%+0.39pt 15-year fixed 4.65%+0.36pt 4.68%+0.26pt 4.85%+0.33pt $417,000 and up 30-year fixed 5.93%+0.55pt 6.14%+0.36pt 6.61%+0.73pt 15-year fixed 5.48%+0.50pt 5.54%+0.33pt 6.50%+0.88pt Home equity lines 5.74% 5.74% 5.06% Home equity loans 9.08% 9.08% 8.77% 6-month LIBOR 0.66% 0.68% 1.78% 1-year Treasury 0.40% 0.40% 0.64% 6-month Treasury 0.20% 0.22% 0.42% 6-month CD 0.37% 0.37% 1.75% Prime rate 3.25% 3.25% 3.25% 11th District 7/2009 6/2009 1/2009 cost of funds 1.473% 1.599% 2.455% *--*