Bank of Coronado must raise its net worth.

Under a “cease-and-desist” order issued against the bank and its parent company, Crown Bancorp, by federal and state regulators, the bank must also increase its reserves for possible loan losses and restrict the payment of dividends. However, Dustin B. Rose, chairman of both the bank and Crown, said that “corrective actions” already have been taken that address the regulators’ concerns. The cease-and-desist order was sparked by a regulatory audit of the bank last March.