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Carteret took control of a troubled Baltimore S&L;.

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Carteret Savings Bank’s acquisition of Admiral-Builders Savings & Loan Assn. gave the thrift’s 5,600 customers free access to their deposits for the first time in almost 13 months. A $1,000-per-customer monthly limit on withdrawal of nearly $40 million of deposits had been in effect since the beginning of Maryland’s S&L; crisis in May, 1985. Carteret also acquired First Federal Savings & Loan Assn. of Blacksburg, Va., and acquired the assets and some liabilities of Mountain Security Savings Bank of Wytheville, Va.

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