Auto Insurance Rates Compared
The state Insurance Department released its first statewide comparative survey of auto insurance rates last week. The report cites one rating example and lists the rates for the 10 companies that sell most of the private preferred auto insurance in the state. The rates listed were in force in July.
Rates for the Westside can be found on Page 6.
State Insurance Commissioner Roxani Gillespie cautioned that the rating example chosen for the comparison “represents a minimum type of automobile policy.”
“Most Californians buy more protection and drive more miles than our hypothetical example,” she said in a statement attached to the survey. “In addition, in our example the driving record is excellent. In other words, most Californians will be paying more for their automobile insurance than the amounts shown on these charts.”
A copy of the complete survey can be obtained by sending a stamped, self-addressed 9-by-12-inch envelope, with $1.41 postage, to State Insurance Department, 600 S. Commonwealth Ave., Los Angeles 90005. For the report covering only Southern California, the postage is $1.24.
COMPARATIVE CAR INSURANCE RATES: WESTSIDE The state Department of Insurance assembled this comparison of annual auto insurance rates by ZIP codes. The department warned that the comparison reflects minimum coverage, not average prices. Rates are for a driver between 35 and 55, married, with no young drivers and no citations or accidents, with a 1981 Buick Century worth $6,501 to $8,000 new. Deductibles vary between $100 and $250. Liability coverage is the minimum--$15,000/$30,000 bodily injury and property damage coverage, $1,000 medical and $15,000/$30,000 uninsured motorists. These 10 companies sell most private preferred auto insurance in the state. Their rates--these were in force in July--may reflect some differences in coverage. In general, all rates vary by such factors as age, sex, type of car, commute and driving record, in addition to home area.
City Auto Liberty ZIP Code Allstate Club Farmers GEICO Mutual Mercury Bel-Air 90077 923 674 877 703 713 570 Beverly Hills 90210 923 893 1,417 1,055 950 686 90211 1,296 893 1,417 1,055 950 686 90212 1,296 893 1,417 1,055 950 686 Century City 90067 852 893 877 703 713 570 Culver City 90230 852 674 877 703 654 570 90232 396 674 877 703 654 570 Hollywood 91765 923 * 893 1,055 641 540 Los Angeles 90001 847 910 1,417 1,029 950 824 90002 1,264 910 1,417 1,029 950 824 90003 1,264 910 1,417 1,029 950 824 90004 1,296 1,061 1,417 1,052 950 686 90005 1,296 1,061 1,417 1,052 950 686 90006 1,264 1,061 1,417 1,029 950 824 90007 1,264 1,061 1,417 1,029 950 824 90008 1,264 910 1,218 1,029 * 824 90010 1,296 1,061 1,417 1,052 950 686 90011 1,264 910 1,417 1,029 950 824 90012 925 713 1,260 1,029 605 686 90013 847 1,061 1,260 1,029 605 824 90014 847 1,061 1,260 1,029 605 824 90015 1,264 910 1,260 1,029 950 824 90016 1,264 910 1,218 1,029 950 824 90017 847 1,061 1,260 1,052 950 824 90018 1,264 946 1,417 1,029 950 824 90019 1,264 1,061 1,417 1,029 950 824 90020 1,296 1,061 1,417 1,052 950 686 90021 847 946 795 1,029 605 824 90022 592 566 795 773 605 464 90023 847 719 795 773 605 544 90025 852 674 877 703 713 570 90026 923 893 1,260 1,052 950 686 90027 923 893 1,417 1,052 950 * 90028 ,1296 893 1,417 1,055 950 * 90029 1,296 893 1,417 1,052 950 686 90031 847 713 1,260 773 605 544 90032 847 713 1,260 773 605 464 90033 847 719 1,260 773 605 544 90034 852 674 877 703 652 570 90035 852 674 877 703 652 686 90036 1,296 893 1,417 1,052 950 824 90037 1,264 1,061 1,417 1,029 950 824 90038 1,296 893 1,417 1,055 950 824 90039 923 713 * 1,052 950 540 90043 1,264 910 1,218 964 * 824 90044 1,012 910 1,417 1,029 950 824 90045 556 456 625 703 447 544 90046 1,296 893 1,417 1,055 950 * 90047 1,012 910 1,218 1,029 950 824 90048 1,296 893 1,417 1,055 950 686 90049 923 674 877 703 713 570 90061 1,012 910 1,417 1,029 950 824 90062 1,264 1,061 1,417 1,029 950 824 90063 847 719 795 773 605 464 90064 852 674 877 703 713 570 90065 847 713 * 773 605 544 90066 852 674 877 703 713 488 Malibu 90265 * 674 832 685 * 526 Marina del Rey 90292 852 674 877 703 713 570 Pacific Palisades 90272 852 674 877 703 713 488 Playa del Rey 90293 556 456 625 703 447 544 Santa Monica 90401 852 674 877 703 713 488 90402 852 674 877 703 713 488 90403 852 674 368 703 713 488 90404 852 674 877 703 713 488 90405 852 674 877 703 713 488 Topanga 90290 758 674 832 685 644 526 Venice 90291 852 674 877 703 713 570 West Hollywood 90069 1,296 893 1,417 1,055 950 686 Westwood 90024 923 674 877 703 713 570
City Nation- State 20th ZIP Code wide SAFECO Farm Century Bel-Air 90077 741 621 620 528 Beverly Hills 90210 1,017 1,346 * 827 90211 1,017 1,346 1,027 872 90212 1,017 1,346 1,027 872 Century City 90067 741 1,003 744 618 Culver City 90230 686 1,003 693 528 90232 686 1,003 693 528 Hollywood 91765 1,017 1,346 * 872 Los Angeles 90001 1,017 1,393 1,027 872 90002 1,017 1,393 1,027 872 90003 1,017 1,393 1,027 872 90004 1,017 1,393 1,027 872 90005 1,017 1,393 1,027 872 90006 1,017 1,393 1,027 872 90007 1,017 1,393 1,027 872 90008 1,017 1,393 1,027 872 90010 1,017 1,393 1,027 872 90011 1,017 1,393 1,027 872 90012 1,017 1,393 1,027 872 90013 1,017 1,393 1,027 872 90014 1,017 1,393 1,027 872 90015 1,017 1,393 1,027 872 90016 1,017 1,393 1,027 872 90017 1,017 1,393 1,027 872 90018 1,017 1,393 1,027 872 90019 1,017 1,393 1,027 872 90020 1,017 1,393 1,027 872 90021 1,017 1,393 1,027 872 90022 615 1,273 1,027 732 90023 615 1,273 1,027 732 90025 741 1,003 744 618 90026 1,017 1,393 1,027 872 90027 1,017 1,346 1,027 872 90028 1,017 1,346 1,027 872 90029 1,017 1,346 1,027 872 90031 615 1,273 620 732 90032 615 1,273 620 732 90033 615 1,273 620 732 90034 686 1,003 693 528 90035 686 1,003 693 528 90036 1,017 1,393 1,027 872 90037 1,017 1,393 1,027 872 90038 1,017 1,346 1,027 872 90039 1,017 1,346 1,027 872 90043 1,017 1,393 1,027 872 90044 1,017 1,393 1,027 872 90045 457 841 460 618 90046 1,017 1,346 1,027 872 90047 1,017 1,393 1,027 872 90048 1,017 1,346 1,027 872 90049 741 1,003 744 618 90061 1,017 1,293 1,027 872 90062 1,017 1,293 1,027 872 90063 615 1,273 620 732 90064 741 1,003 744 618 90065 615 1,273 620 732 90066 741 1,003 744 618 Malibu 90265 * 852 * 604 Marina del Rey 90292 741 1,003 744 618 Pacific Palisades 90272 741 1,003 744 618 Playa del Rey 90293 457 621 460 618 Santa Monica 90401 741 1,003 744 618 90402 741 1,003 744 618 90403 741 1,003 744 618 90404 741 1,003 744 618 90405 741 1,003 744 618 Topanga 90290 741 852 744 528 Venice 90291 741 1,003 744 618 West Hollywood 90069 1,017 1,346 1,027 872 Westwood 90024 741 1,003 744 618
* More than one rate applies within ZIP code.
