Auto Insurance in California

In light of recent concerns about rising insurance premiums and high court-awarded damages, I propose a solution: Let the court-awarded damages per defendant equal the sum of the top five salaries among company executives and insurance company attorneys for that particular case. Companies would thus be rewarded for equitable salary distribution among employees and for keeping legal costs down, and would determine their own level of liability. Of course, someone would also have to require that the companies pass those savings on to customers in their premiums, in accordance with industry claims that high damages awards are forcing the huge increase in premiums.

KAREN GREENBAUM-MAYA

Claremont