Clipboard researched by Susan Davis Greene / Los Angeles Times; Graphics by Doris Shields / Los Angeles Times

Since 1987, California licensed drivers 55 and older have been entitled to auto insurance premium discounts on liability, medical and collision coverage if every 3 years they take a state-approved course designed to improve driving skills and promote road safety. Although discounts depend on a driver's record and insurance carrier, the law applies to all California automobile insurance companies.

The improvement course is available at private driving schools, public and private colleges and offered by nonprofit organizations at community-based locations. The cost is usually $8. The Department of Motor Vehicles will issue certificates to those who complete the course. The certificate must be submitted to an insurance carrier for discount benefit.

Here's a list of places where classes will be held during May:

Costa Mesa: 8:30 a.m. to 12:30 p.m. May 10 and 11 at Senior Community Center, 1845 Park Ave. For more information, call (714) 645-1032.

El Toro: 12:30 to 4:30 p.m. May 5 and 6 at Freedom Village, 23442 El Toro Road. For more information, call Margerite at (714) 472-4700.

Huntington Beach: 8:30 a.m. to 12:30 p.m. May 15 and 16 at City Hall, 2000 Main St. For more information, call (714) 536-9387.

Laguna Hills: 8 a.m. to noon May 1 and 2, 8 and 9, 22 and 23 at Leisure World (Club House Dining Room), 23522 Paseo de Valencia. For more information, call Tony at (714) 837-3550. (This course for Leisure World residents only.)

Mission Viejo: 9 a.m. to 1 p.m. May 6 and 13, May 22 and 23 and June 19 and 20, 1 p.m. to 5 p.m. June 8 and 9 at Casta del Sol, 27651 Casta del Sol. For more information contact Sarah at (714) 837-6921. (This course for Casta del Sol residents only.)

San Clemente: 10 a.m. to 2:30 p.m. May 2 and 3 at San Clemente Senior Citizen Center, 242 Avenida del Mar. For more information, call Joan at (714) 498-3322.

Seal Beach: 1 p.m. to 5 p.m. April 29 and May 6 and 8:30 a.m. to 12:30 p.m. May 18 and 25 at 707 Electric Ave. For information, call (213) 431-2527 or (714) 828-8550.

Source: American Association of Retired Persons

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