Mortgage Rates Drop: Fixed-rate home mortgages are...

Mortgage Rates Drop: Fixed-rate home mortgages are averaging 10.20%, according to a national survey released by the Federal Home Loan Mortgage Corp. That rate was down from a rate of 10.48% last week. On one-year adjustable-rate mortgages, lenders were asking an average initial rate of 9.09% this week, down from 9.21% the week before, Freddie Mac said.