Big Rate Hike for Assigned-Risk Car Insurance

Henderson’s column is an outstanding example of illogical reasoning, flawed comparisons and distortions. Consider just one: “While the state requires everyone to carry insurance (liability only), it has to make sure everyone can afford coverage.” Why? Driving a vehicle is a privilege, not a constitutional right.

If one elects to steer a 3,000-pound vehicle, a lethal weapon, that person has the moral as well as legal obligation to monetarily care for victims of a driver’s error. And the government should not subsidize such insurance or allow driving without coverage.

WALLACE HUNT

Downey