Richard H. Hagadorn has joined Visa U.S.A....

Richard H. Hagadorn has joined Visa U.S.A. as senior vice president of credit products. Hagadorn, 45, succeeds Stephen E. Schapp, who is now deputy general manager in Germany.

Hagadorn joins the San Francisco-based credit card firm after 23 years of service with Chase Lincoln First Bank, where he was senior vice president of strategic and business planning.