BANKING

Regulators Close 3 Thrifts: Federal regulators seized three savings and loans with combined assets of more than $8 billion, including New Jersey’s largest thrift, Carteret Savings Bank. Carteret, of Newark, N.J., Security Savings Bank, of Vineland, N.J., and Second National Federal Savings Bank, of Salisbury, Md., were closed by the Office of Thrift Supervision after failing to meet capital requirements. The Resolution Trust Corp., which was appointed receiver for the institutions, created new federal thrifts to assume the failed S&Ls;’ assets and liabilities until they are sold or closed for good. The action leaves the nation with about 23 thrifts near collapse, with combined assets of $12 billion.