REAL ESTATE

30-Year Mortgage Rates Rise: Thirty-year fixed-rate mortgages averaged 8.23% this week, up from 8.19% last week, according to a national survey by the Federal Home Loan Mortgage Corp. It was the highest since July 18, when rates also averaged 8.23%. A week earlier, rates had reached 8.42%, highest since 8.62% in March 1995. On one-year adjustable-rate mortgages, lenders were asking an average initial rate of 5.98%, down from 6.01% last week. Fifteen-year mortgages, a popular option for those refinancing mortgages, averaged 7.75% this week, up from 7.71% a week earlier. The rates do not include add-on fees, known as points.