* Hemet-based HF Bancorp Inc. said it...

* Hemet-based HF Bancorp Inc. said it is restating its fiscal third-quarter earnings to a loss of $464,000, or 7 cents a diluted share, from the originally reported net income of $748,000, or 11 cents, because of increased provisions for credit losses. The revisions may affect fourth-quarter and yearly results, the bank said. HF Bancorp said it recognized $1.95 million in increased reserves for estimated loan losses and $110,000 in greater allowances for real estate acquired through foreclosure as a result of credit review of its subsidiary, Hemet Federal Savings & Loan.