Why You Don’t Need to Worry About Retirement

1. Why sacrifice today for an uncertain future? Who knows if you’ll make it through next month, let alone to retirement?

2. Your savings could disappear in a political, economic or natural disaster (or just in a spate of bad luck).

3. Not only is Social Security likely to survive, but your payments will probably be taxed less if you have less income from savings.

4. You can lower your costs by moving or sharing expenses, or moving in with your kids. (Serve’em right.)

5. T’e best investment you can make to be healthy in old age is to take care of yourself now. Is a fancy nursing home so important?

6. Odds are you’d end up leaving your hard-earned money to someone else anyway.

7. People who work too hard to save money for retirement can die early of stress-related heart attacks.

Why You Do Need to Worry About Retirement

1. It would be just your luck to survive to a ripe old age.

2. If society falls apart for any reason, access to a large nest egg may be your best protection.

3. Social Security will probably pay a pittance-relying on it alone means you will be poor.

4. You might vant to be alone. And your kids may never leave home in the first place.

5. Money can make the difference between being trapped by frailty and illness or living a satisfying life.

6. One of the most wonderful things you can do with your money is use it to help your family and the less fortunate. Or make your mark on society.

7. So take a yoga class.