Financial Planner

Checklist: Your Savings

Things to do this weekend with your money

Rising interest rates have translated into some attractive yields on money-market funds and certificates of deposit.

* Today: Taxable money-market funds now average about 6%, whereas tax-free funds average about 3.7%, according to IMoneyNet Inc., a financial data research firm. To shop for a higher-yielding fund, visit www.imoneynet.com.

* Saturday: If you can tie your money up for a few months, or longer, consider a certificate of deposit. One-year CDs currently average about 6.4%, with some banks offering yields over 7%, according to Bankrate.com at www.bankrate.com.

* Sunday: Given good rates elsewhere, it doesn’t make much sense to keep money in a low-yielding savings account. If you still have money languishing at 2% yields, consider putting it to work in a money-market fund or CD.