Free Credit Reports

After reading the Aug. 31 article about the huge identity theft ring that was recently busted and how identity fraud is one of the fastest growing crimes, I can offer one partial solution: Force the three major credit reporting agencies to give free credit reports to anyone who is in their databases, without having to jump through all their hoops.

In fact, everyone should be mailed a free copy of credit reports every six months. That way, if identity fraud is occurring, it’s a lot easier to detect and rectify. The big three agencies act like it is an imposition for them to have to provide you (for $8-$10 no less) a copy of your own credit report. That’s the problem. It’s way easier to steal someone’s Social Security number than it is to get your own credit report.

WILL RAY

Burbank