EVENTS CALENDAR

WEDNESDAY

Home-buying steps: A guideline for buying a home. Among topics is a description of the Ventura and Los Angeles Fresh Rate Grant, making home ownership affordable to first-time home buyers; silent second loans and the Mortgage Credit Certificate program.

Location: Simi Valley City Hall offices at 2929 Tapo Canyon Road.

Time: 6 to 9 p.m.

Cost: Free

Information: (805) 657-9049; presented by Area Housing Authority of Ventura and Los Angeles counties and Pacific Partners Mortgage Corp.

JUNE 19

Community safety: Regular meeting of the Community Assns. Institute, Orange County chapter. Program topic is "Safety Issues."

Location: Irvine Marriott Hotel, 18000 Von Karman Ave., Irvine.

Time: 11:30 a.m. to 1:15 p.m.

Cost: $35, members; $45, nonmembers

Information: (949) 380-7360

JUNE 23

First-time buyers: A lecture outlining steps in buying a home, credit and scoring, tax benefits and loan parameters.

Location: 1000 Fremont Ave., South Pasadena

Time: 9:15 a.m. to noon

Cost: Free

Information: American Financial, (626) 395-9620; reservations required.

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Send listings on company letterhead 10 days before publication to Events Calendar, Real Estate Section, Los Angeles Times, 202 W. 1st St., Los Angeles, CA 90012 or fax to Real Estate Events Calendar at (213) 237-4712.

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