Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous 30-year fixed 5.15%/1.54 pt. 5.36%/1.36 pt. 5.44%/1.34 pt. 30-year ARM 2.41%/0.41 pt. 2.89%/0.52 pt. 3.05%/0.55 pt. start rate 15-year fixed 4.75%/1.35 pt. 4.96%/1.17 pt. 4.90%/1.45 pt. Rates for loans over $359,650 30-year fixed 5.49%/1.63 pt. 5.67%/1.43 pt. 5.70%/1.34 pt. 30-year ARM 2.44%/0.41 pt. 2.93%/0.53 pt. 3.32%/0.68 pt. start rate 15-year fixed 5.11%/1.56 pt. 5.29%/1.24 pt. 5.15%/1.36 pt. FHA or VA 6.04%/0.56 pt. 6.05%/0.56 pt. 6.19%/0.60 pt. mortgage Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 3.530% 2.530% 2.630% 1-year 3.280% 3.320% 2.620% Treasury bill 6-month 3.140% 3.160% 2.420% Treasury bill 6-month CD 3.480% 3.470% 2.550% Prime rate 6.000% 6.000% 5.000% 11th District April ’05 March ’05 Oct. ’04 cost-of-funds 2.515% 2.400% 1.960%

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