Average mortgage rates and indexes

Rates for loans up to $416,999

Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-year fixed 5.88%/1.51pt. 5.91%/1.49pt. 5.18%/1.58pt. 30-year ARM start 3.12%/0.45pt. 3.06%/0.43pt. 2.64%/0.41pt. rate 15-year fixed 5.49%/1.44pt. 5.51%/1.43pt. 4.85%/1.36pt.

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*--* Latest week One week previous Six months previous 30-year fixed 6.17%/1.40pt. 6.19%/1.38pt. 5.51%/1.63pt. 30-year ARM 3.23%/0.39pt. 3.17%/0.38pt. 2.80%/0.41pt. start rate 15-year fixed 5.78%/1.33pt. 5.82%/1.29pt. 5.18%/1.36pt. FHA or VA 6.20%/0.59pt. 6.25%/0.73pt. 6.04%/0.56pt. mortgage Average / points CALVET 30-year 5.50%/0.00pt. 5.50%/0.00pt. 5.50%/0.00pt. 6-month LIBOR 4.700% 4.670% 3.770% 1-year 4.360% 4.370% 3.460% Treasury bill 6-month 4.350% 4.350% 3.350% Treasury bill 6-month CD 4.650% 4.640% 3.650% Prime rate 7.250% 7.250% 6.250% 11th District Nov. ’05 Oct. ’05 May ’05 cost-of-funds 3.190% 3.074% 2.622%

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Compiled by National Financial News Services