Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of June 27, 2007

Rates for loans up to $416,999

*--* This week Last week Six months previous 30-year fixed 6.24%/1.49 pt 6.27%/1.46 pt 5.76%/1.35 pt 30-year ARM start 3.53%/0.88 pt 3.54%/0.86 pt 3.42%/0.73 pt rate 15-year fixed 5.90%/1.55 pt 5.92%/1.60 pt 5.49%/1.39 pt

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Rates for loans of $417,000 and above

*--* 30-year fixed 6.49%/1.52 pt 6.49%/1.58 pt 6.04%/1.54 pt 30-year ARM start rate 3.59%/1.03 pt 3.59%/1.03 pt 3.45%/0.83 pt 15-year fixed 6.17%/1.50 pt 6.19%/1.54 pt 5.79%/1.35 pt FHA or VA mortgage 6.70%/1.98 pt 6.70%/1.98 pt 6.52%/1.72 pt Average / points CALVET 30-year 6.10%/0.00pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 5.400% 5.400% 5.370% 1-year Treasury bill 4.950% 4.980% 4.960% 6-month Treasury bill 4.940% 4.930% 5.080% 6-month CD 5.360% 5.360% 5.330% Prime rate 8.250% 8.250% 8.250% 11th District April ’07 March ’07 Oct. ’06 cost-of-funds 4.224% 4.299% 4.346%

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Compiled by National Financial News Services