Benchmarks: How the sixtysomethings live

Key statistics on American households headed by people ages 60 to 69, based on a 2006 survey of 158,000 households, including 23,000 headed by 60- to 69-year-olds.

One-person households: 28.2%

Median income: $45,000

Income of $100,000 or more: 14.8%

Children younger than 6 in the home: 1.6%

Head of household is a college graduate: 45.1%

Head of household is unemployed: 2.9%

Less than three years at current residence: 16.8%

More than 10 years at current residence: 51.3%

Own a home: 80.1%

Savings of $25,000 or more: 43.2%

Median net worth: $194,650

Have an IRA: 41.3%

Have a 401(k): 32.9%

Own stock (not counting mutual funds): 29.7%

Have student loans: 1.9%

Use brokerage service: 29.6%

Average amount in bank accounts: $63,008

Average total debt (including mortgages): $79,493

Average nonmortgage debt: $21,661

Of households with credit cards, those with more than a $10,000 balance: 13.5%

Of households with credit cards, those with no outstanding balance: 34.4%

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Source: Claritas Inc.