Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Sept. 19, 2007

*--* Latest week One week previous Six months previous Rates for loans up to $416,999 30-year fixed 6.02%/1.50 pt 6.03%/1.51 pt 5.83%/1.27 pt 30-year ARM 4.28%/0.93 pt 4.29%/0.88 pt 3.51%/0.84 pt start rate 15-year fixed 5.67%/1.47 pt 5.68%/1.50 pt 5.54%/1.27 pt Rates for loans of $417,000 and above 30-year fixed 7.17%/1.27 pt 7.25%/1.36 pt 6.17%/1.33 pt 30-year ARM 4.42%/1.10 pt 4.42%/1.10 pt 3.54%/1.08 pt start rate 15-year fixed 6.92%/1.19 pt 7.08%/1.31 pt 5.92%/1.31 pt FHA or VA 6.67%/1.93 pt 6.67%/1.93 pt 6.54%/1.79 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 5.490% 5.560% 5.330% 1-year 4.150% 4.270% 4.930% Treasury bill 6-month 4.230% 4.390% 5.120% Treasury bill 6-month CD 5.490% 5.540% 5.280% Prime rate 7.750% 8.250% 8.250% 11th District July ’07 June ’07 Jan. ’07 cost-of-funds 4.277% 4.283% 4.392% Compiled by National Financial News Services *--*