Compiled by HSH Associates, Financial Publishers, www.hsh.com*--*...

Compiled by HSH Associates, Financial Publishers, www.hsh.com

*--* Loans to $417,000 Week ending Week ending Week ending -- 12/10/2008 12/3/2008 6/13/2008 30-year fixed 5.64%+0.29pt 5.71%+0.29pt 6.43%+0.45pt 15-year fixed 5.39%+0.29pt 5.47%+0.35pt 6.06%+0.35pt $417,000 and up 30-year fixed 7.33%+0.41pt 7.48%+0.56pt 7.43%+0.78pt 15-year fixed 7.36%+0.58pt 7.49%+0.57pt 7.07%+0.73pt Home equity lines 5.26% 5.40% 5.78% Home equity loans 8.90% 8.64% 7.82% 6-month LIBOR 2.525% 3.121% 2.633% 1-year Treasury 0.69% 1.24% 2.14% 6-month Treasury 0.34% 0.93% 2.00% 6-month CD 2.64% 2.98% 2.90% Prime rate 4.00% 6.00% 4.00% 11th District 10/2008 9/2008 4/2008 Cost-of- Funds 3.125% 2.769% 3.111% *--*