WEEKLY MORTGAGE RATES

*--* Loans to $417,000 Week ending Week ending Week ending -- 9/26/2008 9/19/2008 3/28/2008 30-year fixed 6.36%/0.28 pt 6.28%/0.26 pt 6.02%/0.43 pt 15-year fixed 6.13%/0.28 pt 6.17%/0.17 pt 5.57%/.34 pt $417,000 and up 30-year fixed 7.50%/0.47 pt 7.62%/0.75 pt 7.40%/0.68 pt 15-year fixed 7.22%/0.46 pt 7.19%/0.97 pt 6.78%/0.67 pt 6-month LIBOR 3.981% 3.103% 3.794% 1-year Treasury 1.95% 2.17% 1.60% 6-month Treasury 1.59% 1.96% 1.53% 6-month CD 4.36% 3.12% 2.69% Prime rate 5.00% 7.25% 4.75% 11th District 8/1/2008 7/1/2008 2/1/2008 Cost-of-Funds 2.693% 2.698% 3.560% *--*

*--* Compiled by HSH Associates, Financial Publishers, www.hsh.com *--*

*--* Survey of 20 lenders in L.A. and Orange counties as of Oct. 1, 2008 *--*