WEEKLY MORTGAGE RATES

*--* Loans to $417,000 Week ending Week ending Week ending -- 10/8/2008 10/3/2008 4/11/2008 30-year fixed 6.29%/0.17 pt 6.40%/0.34 pt 5.90%/0.45 pt 15-year fixed 6.11%/0.23 pt 6.11%/0.43 pt 5.54%/0.33 pt $417,000 to $729,750 30-year fixed 7.34%/0.68 pt 7.59%/0.67 pt 7.18%/0.62 pt 15-year fixed 7.16%/0.58 pt 7.34%/0.57 pt 6.65%/0.73 pt Home equity lines 5.75% 5.78% 5.86% Home equity loans 8.70% 8.73% 8.13% 6-month LIBOR 4.016% 3.118% 3.164% 1-year Treas. bill 1.59% 2.08% 1.63% 6-month Treas. bill 1.39% 1.91% 1.54% 6-month CD 4.96% 3.12% 2.74% Prime rate 4.50% 7.25% 4.75% 11th District 8/1/2008 7/1/2008 2/1/2008 Cost-of-Funds 2.693% 2.698% 3.560% *--*

*--* Compiled by HSH Associates, Financial Publishers, www.hsh.com Survey of 30 lenders in L.A. and Orange counties as of Oct. 8 *--*