WEEKLY MORTGAGE RATES

*--* Loans to $417,000 Week ending Week ending Week ending -- 10/15/2008 10/8/2008 4/18/2008 30-year fixed 6.74%/0.21 pt 6.29%/0.17 pt 6.12%/0.32 pt 15-year fixed 6.51%/0.51 pt 6.11%/0.23 pt 5.73%/0.33 pt $417,000 and up 30-year fixed 7.90%/0.89 pt 7.34%/0.68 pt 7.21%/0.67 pt 15-year fixed 7.84%/0.58 pt 7.16%/0.57 pt 6.59%/0.73 pt Home equity lines 5.75% 5.78% 5.86% Home equity loans 8.70% 8.73% 8.13% 6-month LIBOR 4.255% 3.103% 3.186% 1-year Treasury 1.24% 2.05% 1.63% 6-month Treasury 1.05% 1.87% 1.52% 6-month CD 5.00% 3.09% 2.72% Prime rate 4.50% 6.50% 4.25% 11th District 8/1/2008 7/1/2008 2/1/2008 Cost-of-Funds 2.693% 2.698% 3.560% *--*

*--* Compiled by HSH Associates, Financial Publishers, www.hsh.com Survey of 30 lenders in L.A. and Orange counties as of Oct. 15 *--*