FOR THE RECORD - Oct. 24, 2008

Downey Financial earnings: An article in Business on Thursday about Downey Financial Corp.’s quarterly results said the company failed to meet the regulatory minimums set for its core capital ratio and risk-based capital ratio. The Newport Beach savings and loan actually exceeded those minimums. It had a core capital ratio of 7.48%, about half a percentage point above the minimum, and a risk-based capital ratio of 14.5%, half a percentage point above the minimum.