WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 8/12/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 8/12/2009 8/5/2009 2/11/2009 30-year fixed 5.52%+0.26pt 5.38%+0.28pt 5.35%+0.36pt 15-year fixed 4.96%+0.23pt 4.87%+0.33pt 5.08%+0.41pt $417,000 and up 30-year fixed 6.23%+0.47pt 6.25%+0.43pt 6.60%+0.35pt 15-year fixed 5.81%+0.44pt 5.88%+0.38pt 6.09%+0.39pt Home equity lines 5.31% 5.31% 4.82% Home equity loans 9.02% 9.02% 8.87% 6-month LIBOR 0.87% 0.91% 1.73% 1-year Treasury 0.49% 0.49% 0.54% 6-month Treasury 0.29% 0.26% 0.41% 6-month CD 0.45% 0.48% 1.76% Prime rate 3.25% 3.25% 3.25% 11th District 6/2009 5/2009 12/2008 cost of funds 1.599% 1.832% 2.757% *--*