WEEKLY MORTGAGE RATES

Compiled by HSH Associates, Financial Publishers, www.hsh.com

*--* -- Week ending Week ending Week ending Loans to $417,000 1/7/2009 12/31/2008 7/8/2008 30-year fixed 5.09% +0.32pt 5.23% +0.28pt 6.48% +0.43pt 15-year fixed 4.69% +0.35pt 4.99% +0.22pt 6.12% +0.39pt $417,000 and up 30-year fixed 7.08% +0.45pt 7.33% +0.59pt 7.56% +0.77pt 15-year fixed 7.56% +0.77pt 7.26% +0.69pt 6.73% +0.79pt Home equity lines 5.24% 5.24% 5.55% Home equity loans 9.16% 9.16% 8.06% 6-month LIBOR 1.750% 1.750% 3.113% 1-year Treasury 0.37% 0.40% 2.35% 6-month Treasury 0.27% 0.25% 2.12% 6-month CD 1.74% 1.80% 3.14% Prime rate 3.25% 3.25% 5.00% 11th District 11/2008 10/2008 7/2008 cost-of-funds 3.155% 3.125% 2.698% *--*