WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 6/24/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 6/24/2009 6/17/2009 12/24/2008 30-year fixed 5.63%+0.25pt 5.55%+0.32pt 5.47%+0.28pt 15-year fixed 5.11%+0.25pt 5.11%+0.35pt 5.19%+0.18pt $417,000 and up 30-year fixed 6.71%+0.90pt 6.35%+0.75pt 6.83%+0.47pt 15-year fixed 6.38%+1.38pt 5.96%+0.75pt 6.68%+0.69pt Home equity lines 5.23% 5.23% 5.26% Home equity loans 9.05% 9.05% 8.90% 6-month LIBOR 1.13% 1.16% 1.83% 1-year Treasury 0.51% 0.56% 0.45% 6-month Treasury 0.31% 0.31% 0.20% 6-month CD 0.64% 0.79% 2.05% Prime rate 3.25% 3.25% 3.25% 11th District 4/2009 3/2009 10/2008 cost of funds 1.380% 1.627% 3.125% *--*